:root {
  --starter-ink: #18263a;
  --starter-muted: #5e7087;
  --starter-line: rgba(24, 38, 58, 0.12);
  --starter-surface: rgba(255, 255, 255, 0.95);
  --starter-surface-soft: rgba(255, 255, 255, 0.82);
  --starter-brand: #0f6abf;
  --starter-brand-2: #13a39a;
  --starter-brand-deep: #0b345f;
  --starter-accent: #f08a38;
  --starter-shadow: 0 24px 54px rgba(16, 33, 58, 0.08);
  --starter-radius: 20px;
}

*,
*::before,
*::after {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  background:
    radial-gradient(circle at 0% 0%, rgba(19, 163, 154, 0.14), transparent 34%),
    radial-gradient(circle at 100% 10%, rgba(15, 106, 191, 0.14), transparent 38%),
    linear-gradient(180deg, #eef5ff 0%, #f7f9fc 42%, #f9f7f1 100%);
}

.affordability-shell,
.affordability-shell input,
.affordability-shell select,
.affordability-shell textarea,
.affordability-shell button {
  font: inherit;
}

.affordability-shell {
  width: min(1200px, 94vw);
  margin: 24px auto 48px;
  color: var(--starter-ink);
}

.affordability-shell a {
  color: inherit;
}

.skip-link {
  position: absolute;
  left: -999px;
  top: 0;
}

.skip-link:focus {
  left: 1rem;
  top: 1rem;
  z-index: 100;
}

.hero-affordability {
  display: grid;
  grid-template-columns: minmax(0, 1.2fr) minmax(280px, 0.8fr);
  gap: 22px;
  margin-top: 16px;
  padding: 28px;
  border-radius: 28px;
  color: #fff;
  background: linear-gradient(135deg, var(--starter-brand-deep), var(--starter-brand) 56%, var(--starter-brand-2));
  box-shadow: var(--starter-shadow);
}

.hero-affordability > [data-simplekit-header] {
  grid-column: 1 / -1;
}

.hero-affordability .site-topbar {
  margin-bottom: 0;
}

.hero-copy,
.hero-side,
.hero-highlight,
.hero-mini-grid,
.results-stack,
.calculator-card,
.mode-card,
.input-card,
.form-toolbar,
.feature-grid,
.info-grid,
.faq-list,
.related-grid,
.decision-guide {
  display: grid;
  gap: 12px;
}

.eyebrow,
.section-kicker,
.step-kicker,
.mini-kicker,
.trust-label {
  display: inline-flex;
  width: fit-content;
  margin: 0;
  font-size: 0.78rem;
  font-weight: 800;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

.eyebrow,
.mini-kicker {
  opacity: 0.86;
}

.section-kicker,
.step-kicker,
.trust-label {
  color: var(--starter-brand);
}

.hero-affordability h1,
.panel h2 {
  margin: 0;
  font-family: "Iowan Old Style", "Baskerville", "Georgia", serif;
}

.hero-affordability h1 {
  font-size: clamp(2.6rem, 4.6vw, 5rem);
  line-height: 1.02;
  max-width: 12ch;
}

.hero-subtitle,
.hero-proof,
.muted,
.small-copy,
.panel-header p,
.results-block-head p,
.input-card-head p {
  margin: 0;
}

.hero-subtitle {
  font-size: 1.1rem;
  font-weight: 700;
  max-width: 58ch;
}

.hero-proof,
.panel-header p,
.results-block-head p,
.info-card p,
.feature-grid p,
.related-card p,
.faq-item p {
  line-height: 1.6;
}

.hero-actions,
.toolbar-actions,
.form-actions {
  display: flex;
  gap: 10px;
  flex-wrap: wrap;
}

.hero-trust-row {
  display: flex;
  gap: 8px;
  flex-wrap: wrap;
}

.hero-trust-row span,
.hero-mini-grid div,
.hero-highlight {
  border-radius: 18px;
  border: 1px solid rgba(255, 255, 255, 0.18);
  background: rgba(255, 255, 255, 0.12);
  backdrop-filter: blur(7px);
}

.hero-trust-row span,
.hero-mini-grid div {
  padding: 10px 12px;
  font-size: 0.88rem;
}

.hero-highlight {
  padding: 18px;
}

.hero-highlight strong {
  font-size: clamp(1.9rem, 5vw, 3rem);
  line-height: 1;
}

.hero-highlight p {
  margin: 0;
}

.mini-summary-label {
  color: rgba(255, 255, 255, 0.76);
  font-size: 0.82rem;
}

.panel,
.results-shell,
.results-status,
.feature-grid article,
.info-card,
.related-card,
.faq-item {
  border: 1px solid var(--starter-line);
  border-radius: var(--starter-radius);
  background: var(--starter-surface);
  box-shadow: 0 10px 30px rgba(16, 33, 58, 0.04);
}

.page-flow {
  display: grid;
  gap: 18px;
  margin-top: 18px;
}

.panel {
  padding: 22px;
}

.panel-header,
.results-block-head,
.input-card-head {
  display: flex;
  align-items: flex-start;
  justify-content: space-between;
  gap: 16px;
}

.feature-grid,
.info-grid,
.result-grid {
  grid-template-columns: repeat(3, minmax(0, 1fr));
}

.feature-grid,
.info-grid,
.related-grid,
.faq-list {
  margin-top: 16px;
}

.feature-grid article,
.info-card,
.result-card,
.related-card,
.guide-card {
  padding: 16px;
}

.feature-grid strong,
.info-card h3,
.result-card strong,
.related-card strong {
  display: block;
  margin-bottom: 8px;
}

.calculator-layout {
  display: grid;
  grid-template-columns: 1fr;
  align-items: start;
  gap: 18px;
  margin-top: 18px;
}

.calculator-card {
  align-content: start;
  padding: 18px;
  border-radius: 22px;
  border: 1px solid var(--starter-line);
  background: var(--starter-surface-soft);
  position: static;
}

.mode-card {
  padding: 18px;
  border-radius: 18px;
  background: linear-gradient(180deg, rgba(15, 106, 191, 0.05), rgba(255, 255, 255, 0.94));
  border: 1px solid var(--starter-line);
}

.mode-toggle {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 12px;
}

.mode-option {
  display: block;
  cursor: pointer;
}

.mode-option input {
  position: absolute;
  opacity: 0;
  pointer-events: none;
}

.mode-option span {
  display: grid;
  gap: 4px;
  padding: 14px 16px;
  border-radius: 16px;
  border: 1px solid var(--starter-line);
  background: #fff;
}

.mode-option small {
  color: var(--starter-muted);
}

.mode-option input:checked + span {
  border-color: rgba(15, 106, 191, 0.38);
  background: linear-gradient(180deg, rgba(15, 106, 191, 0.08), rgba(255, 255, 255, 0.98));
  box-shadow: 0 10px 20px rgba(15, 106, 191, 0.08);
}

.step-nav {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
}

.step-chip {
  appearance: none;
  border: 1px solid var(--starter-line);
  background: #fff;
  color: var(--starter-ink);
  border-radius: 999px;
  min-height: 40px;
  padding: 0 14px;
  cursor: pointer;
  font: inherit;
}

.step-chip.is-active {
  border-color: rgba(15, 106, 191, 0.35);
  background: rgba(15, 106, 191, 0.08);
  font-weight: 700;
}

.form-toolbar {
  grid-template-columns: minmax(0, 1fr) auto;
  align-items: start;
}

.input-card {
  padding: 18px;
  border-radius: 18px;
  background: #fff;
  border: 1px solid var(--starter-line);
}

.input-step {
  display: none;
}

.input-step.is-active {
  display: grid;
  gap: 16px;
}

.form-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 14px;
}

.form-field {
  display: grid;
  gap: 8px;
}

.form-field span {
  font-weight: 700;
  display: flex;
  align-items: center;
  gap: 8px;
  flex-wrap: wrap;
}

.form-field input,
.form-field select,
.form-field textarea,
.input-with-suffix {
  width: 100%;
}

.form-field input,
.form-field select,
.form-field textarea {
  padding: 12px 14px;
  border: 1px solid var(--starter-line);
  border-radius: 14px;
  color: var(--starter-ink);
  background: #fff;
}

.input-with-suffix {
  display: grid;
  grid-template-columns: minmax(0, 1fr) auto;
  align-items: center;
  border: 1px solid var(--starter-line);
  border-radius: 14px;
  background: #fff;
  overflow: hidden;
}

.input-with-suffix input {
  border: 0;
  border-radius: 0;
}

.input-with-suffix span {
  padding: 0 14px;
  color: var(--starter-muted);
  background: rgba(15, 106, 191, 0.05);
  min-height: 100%;
  display: inline-flex;
  align-items: center;
}

.info-button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 22px;
  height: 22px;
  border-radius: 999px;
  border: 1px solid rgba(15, 106, 191, 0.22);
  background: rgba(15, 106, 191, 0.08);
  color: var(--starter-brand-deep);
  font: inherit;
  font-size: 0.82rem;
  font-weight: 800;
  cursor: pointer;
}

.help-text {
  margin: 0;
  padding: 10px 12px;
  border-radius: 12px;
  background: rgba(15, 106, 191, 0.06);
  color: var(--starter-muted);
  font-size: 0.84rem;
  font-weight: 500;
  line-height: 1.45;
  border: 1px solid rgba(15, 106, 191, 0.14);
}

.step-actions {
  display: flex;
  justify-content: space-between;
  gap: 10px;
  flex-wrap: wrap;
}

.simple-mode-note {
  padding: 14px 16px;
  border-radius: 16px;
  border: 1px dashed rgba(15, 106, 191, 0.28);
  background: rgba(15, 106, 191, 0.04);
}

.simple-mode-note p,
.simple-mode-note strong {
  margin: 0;
}

[data-calculator-mode="simple"] .advanced-only {
  display: none;
}

.results-stack {
  align-content: start;
  gap: 14px;
  max-width: 100%;
}

.results-status,
.results-shell {
  padding: 18px;
}

.results-status {
  background: linear-gradient(135deg, rgba(15, 106, 191, 0.08), rgba(19, 163, 154, 0.08));
}

.results-status.tone-conservative {
  background: linear-gradient(135deg, rgba(19, 163, 154, 0.16), rgba(255, 255, 255, 0.95));
}

.results-status.tone-comfortable {
  background: linear-gradient(135deg, rgba(15, 106, 191, 0.12), rgba(255, 255, 255, 0.95));
}

.results-status.tone-stretched {
  background: linear-gradient(135deg, rgba(240, 138, 56, 0.18), rgba(255, 255, 255, 0.95));
}

.status-pill {
  display: inline-flex;
  width: fit-content;
  padding: 6px 10px;
  border-radius: 999px;
  background: rgba(255, 255, 255, 0.7);
  border: 1px solid rgba(24, 38, 58, 0.08);
  font-size: 0.78rem;
  font-weight: 800;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

.result-grid {
  display: grid;
  gap: 12px;
  margin-top: 16px;
  grid-template-columns: repeat(2, minmax(0, 1fr));
}

.results-range {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 12px;
  margin-top: 16px;
}

.results-lead {
  margin: 16px 0 0;
  padding: 12px 14px;
  border-radius: 14px;
  background: rgba(15, 106, 191, 0.06);
  color: var(--starter-ink);
  line-height: 1.5;
  border: 1px solid rgba(15, 106, 191, 0.12);
}

.range-card {
  padding: 16px;
  border-radius: 18px;
  border: 1px solid var(--starter-line);
  background: linear-gradient(180deg, rgba(19, 163, 154, 0.06), rgba(255, 255, 255, 0.95));
}

.range-card strong {
  display: block;
  margin: 8px 0;
  font-size: clamp(1.35rem, 2vw, 1.8rem);
}

.range-card p {
  margin: 0;
  line-height: 1.5;
}

.result-card {
  padding: 16px;
  border-radius: 18px;
  border: 1px solid var(--starter-line);
  background: linear-gradient(180deg, rgba(15, 106, 191, 0.05), rgba(255, 255, 255, 0.9));
  position: relative;
}

.result-card.tone-final,
.result-card.tone-status {
  background: linear-gradient(180deg, rgba(15, 106, 191, 0.08), rgba(255, 255, 255, 0.96));
}

.result-card.tone-quick {
  border-style: dashed;
  background: linear-gradient(180deg, rgba(240, 138, 56, 0.08), rgba(255, 255, 255, 0.96));
}

.result-badge {
  display: inline-flex;
  width: fit-content;
  margin-bottom: 8px;
  padding: 5px 9px;
  border-radius: 999px;
  background: rgba(240, 138, 56, 0.12);
  color: #9a5a1f;
  font-size: 0.76rem;
  font-weight: 800;
  letter-spacing: 0.06em;
  text-transform: uppercase;
}

.result-card p,
.assumptions-list,
.breakdown-list,
.faq-item summary {
  margin: 0;
}

.results-footnote {
  margin-top: 14px;
  line-height: 1.5;
}

.results-next-step {
  margin-top: 14px;
}

.results-next-step-text {
  margin-top: 10px;
  line-height: 1.5;
}

.results-details summary {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  cursor: pointer;
  list-style: none;
  font-weight: 700;
}

.results-details summary::-webkit-details-marker {
  display: none;
}

.results-details summary strong {
  flex: 1;
}

.results-details[open] summary {
  margin-bottom: 14px;
}

.decision-guide {
  grid-template-columns: repeat(2, minmax(0, 1fr));
}

.guide-card {
  border-radius: 18px;
  border: 1px solid var(--starter-line);
  background: linear-gradient(180deg, rgba(19, 163, 154, 0.05), rgba(255, 255, 255, 0.92));
}

.guide-card strong {
  display: block;
  margin-bottom: 8px;
}

.guide-card p {
  margin: 0;
  line-height: 1.6;
}

.breakdown-list {
  display: grid;
  gap: 10px;
  margin-top: 16px;
}

.panel-details summary {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  cursor: pointer;
  list-style: none;
  font-weight: 700;
}

.panel-details summary::-webkit-details-marker {
  display: none;
}

.panel-details summary strong {
  flex: 1;
  font-family: "Iowan Old Style", "Baskerville", "Georgia", serif;
  font-size: 1.65rem;
}

.panel-details[open] summary {
  margin-bottom: 14px;
}

.panel-details-intro {
  margin: 0 0 16px;
  color: var(--starter-muted);
  line-height: 1.6;
}

.breakdown-row {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  padding: 12px 0;
  border-bottom: 1px solid var(--starter-line);
}

.breakdown-row:last-child {
  border-bottom: 0;
}

.breakdown-row dt {
  color: var(--starter-muted);
}

.breakdown-row dd {
  margin: 0;
  font-weight: 700;
  text-align: right;
}

.assumptions-list {
  display: grid;
  gap: 10px;
  padding-left: 20px;
}

.faq-item {
  padding: 0;
  overflow: hidden;
}

.faq-item summary {
  list-style: none;
  cursor: pointer;
  padding: 16px 18px;
  font-weight: 700;
}

.faq-item summary::-webkit-details-marker {
  display: none;
}

.faq-item p {
  padding: 0 18px 18px;
}

.related-grid {
  grid-template-columns: repeat(3, minmax(0, 1fr));
}

.related-card {
  text-decoration: none;
  transition: transform 140ms ease, box-shadow 140ms ease, border-color 140ms ease;
}

.info-card a,
.related-card a,
.guide-card a {
  color: var(--starter-brand-deep);
}

.related-card:hover {
  transform: translateY(-2px);
  border-color: rgba(15, 106, 191, 0.22);
}

.disclaimer-panel p {
  max-width: 72ch;
}

.affordability-shell .btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 44px;
  padding: 0 16px;
  border-radius: 999px;
  border: 1px solid transparent;
  text-decoration: none;
  cursor: pointer;
  transition: transform 140ms ease, box-shadow 140ms ease, background-color 140ms ease;
}

.affordability-shell .btn:hover {
  transform: translateY(-1px);
}

.affordability-shell .btn-primary {
  color: #fff;
  background: linear-gradient(135deg, var(--starter-brand), var(--starter-brand-2));
  box-shadow: 0 14px 28px rgba(11, 52, 95, 0.22);
}

.affordability-shell .btn-secondary {
  color: #fff;
  border-color: rgba(255, 255, 255, 0.28);
  background: rgba(255, 255, 255, 0.12);
}

.affordability-shell .btn-secondary-panel,
.affordability-shell .btn-tertiary {
  color: var(--starter-ink);
  border-color: var(--starter-line);
  background: #fff;
}

.affordability-shell .btn:focus-visible,
.affordability-shell input:focus-visible,
.affordability-shell select:focus-visible,
.affordability-shell textarea:focus-visible,
.affordability-shell summary:focus-visible {
  outline: 3px solid rgba(240, 138, 56, 0.32);
  outline-offset: 2px;
}

.no-print {
  print-color-adjust: exact;
}

@media (max-width: 900px) {
  .hero-affordability,
  .feature-grid,
  .info-grid,
  .result-grid,
  .results-range,
  .form-grid,
  .form-toolbar,
  .related-grid,
  .decision-guide,
  .mode-toggle {
    grid-template-columns: 1fr;
  }

  .panel-header,
  .results-block-head,
  .input-card-head,
  .breakdown-row {
    flex-direction: column;
    align-items: flex-start;
  }

  .breakdown-row dd {
    text-align: left;
  }
}

@media (max-width: 640px) {
  .affordability-shell {
    width: min(100vw - 24px, 100%);
    margin: 12px auto 32px;
  }

  .hero-affordability,
  .panel,
  .results-status,
  .results-shell {
    padding: 18px;
  }
}